As per the concept of Positive Pay System, the issuer of the cheque submits certain minimum details of that cheque like Cheque Number, Cheque Amount, Cheque Date, Payee/Beneficiary Name to the drawee bank.

Positive Pay System will be available for all account holders issuing cheques for an amount of Rs.500000 and above. Availing of this facility will be at the discretion of the account holder. However, only those cheques which are compliant with the instructions of Positive Pay System shall be accepted under the dispute resolution mechanism at the CTS grids.

The customers may avail the facility of Positive Pay System (PPS) by submitting the desired details of the cheque issued by him/her through Branch or Banks Website upload cheque details.

Please note that Positive Pay details are to be submitted 1 working day prior to the cheque presentment/clearing date.

Usage of Positive Pay System has been made mandatory from 05th April, 2023 for the cheque of Rs. Five Lacs and above presented in clearing. Customers are requested to submit details of cheques of Rs.5 Lakhs and above in the Positive Pay System before issuing for payment to avoid the rejection of such cheques presented in clearing.

Customer can request on the following format to avail the facility of Positive Pay System